by James Hubbard, M.D., M.P.H.

Do you understand Medicare Part D? Do you even know what it is? How about your elderly loved ones?

Medicare open enrollment starts November 15 and ends December 31. During this time every year, Medicare participants can change or tweak their Medicare Part D (prescription drug) plan.  Start early so everything is in place by the time the new coverage kicks in on January 1.

If you’re under Medicare age, consider helping loved ones with their decision.  There are several options and it can get complicated.

Here’s some help to get you started.

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